FHA PROGRAM: The estimated monthly payment is provided for purposes of illustration only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Estimated monthly payment assumes FHA financing and a purchase price as provided in the table below, with 3.5% down and a 4% interest rate. APR is assumed to be 4.815%, based on a 30-year fixed rate loan, calculated on a 365-day year, and including assumed customary closing costs. Estimated monthly payment includes principal, interest, property taxes calculated at 2.5% of purchase price, and HOA fees applicable as of 1/31/2012, homeowners' insurance premiums calculated at an assumed rate of 0.35% - 0.40% of the purchase price and purchase mortgage insurance premiums based on current FHA Mortgage Insurance premium factor as of 2/1/2012. The assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which you elect to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. CONVENTIONAL PROGRAM: The estimated monthly payment is provided for purposes of illustration only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Estimated monthly payment assumes CONVENTIONAL financing and a purchase price as provided in the table below, with 5% down and a 4% interest rate. APR is assumed to be 4.815%, based on a 30-year fixed rate loan, calculated on a 365-day year, and including assumed customary closing costs. Estimated monthly payment includes principal, interest, property taxes calculated at 2.5% of the purchase price, and HOA fees applicable as of 1/31/2012, homeowners insurance premiums calculated at an assumed rate of 0.35% - 0.40% of the purchase price. The assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which you elect to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Briarwyck - The Villas--Coleridge, 214,990; Briarwyck - The Estates--Caroline,215,990, Brazos, 223,990, Briarwyck, 230,990, Windrose, 236,490, Cartwright, 245,490, Aspen X, 253,990, San Angelo, 263,990; Briarwyck - The Reserve--Salona, 280,990, Camelot, 283,990, Aspen X, 283,990, Briarwyck II, 282,990, Lancelot, 305,990, Maverick, 309,990, Oxford, 317,990, Austin, 331,990; Heritage Park--Bluebonnet, $264,990, Copperleaf, $255,990, Honeysuckle, $274,990, Sunflower, $286,990; Inwood Hills--Brazos, 223,990, Windrose, 238,990, Aspen X, 258,990, Maverick, 275,990, Austin, 290,990; Lakes of River Trails--Fraser, 204,990, Shakespeare, 209,990, Arroyo, 224,990, Edinburgh, 229,990, Fiesta, 234,990, Coleridge, 239,990, Buchanan, 239,990; Marshall Ridge - The Chateau Collection--Bryce, 322,990, Acadia, 337,990, Royale II, 342,990, Bandelier II, 359,990, Shenandoah, 376,990, Denali, 392,990; Marshall Ridge - The Springs Collection--Cimarron, 243,990, Fraser, 199,990, Churchill, 210,990, Yellowstone, 228,990, Arroyo, 234,990, Rio Grande, 260,490; Marshall Ridge - The Waterford Collection--Cottonwood, 265,990, Rosewood, 271,990, Alpine, 286,990, Cypress II, 289,990, Magnolia, 293,990, Aspen XII, 311,990, Sequoia, 315,990; Mira Lagos, Briarwyck, 217,990, Salona, 237,990, Mira Lagos, 246,990, La Ensenada, 274,990; Quail Grove, Tripoli, 119,990, Cypress II, 123,990, Amman, 132,990, Marseille II, 142,990, Algiers II, 147,990; Reserve at Firewheel-- Chaparral, 190,990, Cimarron, 198,990, Candlewood, 209,990, Greenbriar, 218,990, Lantana, 225,990, Glen Rose, 239,990; Riverside Village-- Greenbriar, 334,990, Lantana, 339,990, GlenRose, 359,990, Bluestar, 384,990, Tanglewood, 389,990; Stone Crossing--Tripoli, 127,990, Cypress II, 131,990, Hemingway, 131,990, Amman, 140,990, Marseille II, 155,990, Edinburgh, 159,990, Fiesta, 162,990, Algiers II, 162,990, Coleridge, 169,990; Summit Parks, Crawford I, 147,490, Summit, 154,490, Crawford II, 159,490, Summit II, 165,490, Lakeview II, 178,490, Bridgetown, 192,490; The Greens of McKinney--Chaparral, 180,990, Cimarron, 185,990, Candlewood, 199,990, Greenbriar, 208,990, Lantana, 213,990, Glen Rose, 225,990; Villas at Indian Creek-- Maple II, 237,990, Candlewood, 244,990, Greenbriar, 257,990, Lantana, 267,990, Glen Rose, 282,990; Villas of Emerald Park--Regal, 346,990, Harding, 363,990, Woodbridge, 381,990, Vintage, 390,990, Monet, 395,990, Mulberry, 403,990, Hepburn, 421,990. Pictures, photographs and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other design features and amenities that are not included as part of the home and/or may not be available in all communities. Floorplans: Floorplan rendering is an artist's conceptual rendering intended to provide a general overview. It does not constitute actual plans and specifications for any home and may depict elevations, options, upgrades, features, and amenities that are not included as part of the home and/or may not be available for all lots and/or in all communities. The floorplan rendering may not be drawn to scale. Any dimensions on the floorplan rendering are approximate and actual dimensions may vary. Plans and specifications are subject to change without notice. Homes may be constructed with a floorplan that is the reverse of the floorplan rendering. Plans are copyrighted and/or otherwise subject to intellectual property rights of Meritage and/or others and cannot be reproduced or copied without Meritage's prior written consent.

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Plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation.