The estimated monthly payment is provided for purposes of illustration only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Estimated monthly payment assumes FHA financing and a purchase price as provided in the table below, with 3.50% down and a 4.00% interest rate. APR is assumed to be 4.766 %, based on a 30-year fixed rate loan, calculated on a 365-day year, and including assumed customary closing costs. Estimated monthly payment includes principal, interest, property taxes calculated at 100% of the purchase price, and HOA fees applicable as of 1/1/12, homeowners insurance premiums calculated at an assumed rate of .45% of sales price, and purchase mortgage insurance premiums calculated at an assumed rate of 1.15% of base loan amount. The assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which you elect to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. COMMUNITY, PLAN NAME, PURCHASE PRICE: Canyons at Stone Oak: Palestine $257,990, Fiesta $260,990, Marshal $282,990, Coleridge $288,990, Blackstone $321,990, Stonewall $309,990, Austin $325,990 Champions Manor: Indigo $139,990, Verona $139,990, Sage $146,990, Napoli $147,990, Primrose $155,990, Venice $158,990, Bluewood $162,990, Genova $170,990 Champions Park: Indigo $134,990, Verona $134,990, Sage $141,990, Napoli $142,990, Primrose $150,990, Venice $153,990, Bluewood $157,990, Genova $165,990 Cibolo Vista: Maple $169,990, Chaparral $175,990, Candlewood $184,990, Greenbriar $192,990, Delta $192,990, Lantana $201,990, Panola $201,990, Sutton $209,990 Loma Bella: Hartley II $116,990, Kleburg II $119,990, Milano $122,990, Verona $127,990, Napoli $139,990, Torino $138,990, Venice $150,990, Palermo $155,990, Genova $162,990 MacArthur Park: Verona $138,900, Napoli $150,900, Torino $150,900, Cimarron $160,900, Venice $160,900, Palermo $163,900, Genova $170,900, Sutton $180,900 Preserve at Indian Springs 55's: Anderson $179,990, Brewster $187,990, Karnes $192,990, Rosa Lee $198,990, Nolan $203,990, Panola $214,990, Bonnie $231,990 Preserve at Indian Springs 65's: $201,990, Brewster $209,990, Karnes $214,990, Rosa Lee $220,990, Nolan $225,990, Panola $236,990, Bonnie $253,990 Ridge at Canyon Springs: Kirby $229,990, Alamo $237,990, Kirby II $247,990, Palestine $242,990, Fiesta $245,990, Lavaca $241,990, Marshal $262,990, Coleridge $268,990 Ridge Creek: Chaparral $217,990, Cimarron $225,990, Elderberry $232,990, Kirby $229,990, Kirby II $251,990, Palestine $249,990, Fiesta $259,990, Marshal $273,990 Rolling Creek: Anderson $138,990, Karnes $153,990, Palermo $157,990, Delta $161,990, Panola $169,990, Sutton $175,990 Rolling Meadows: Anderson $150,990, Stevens $165,990, Karnes $162,990, Nolan $170,990, Delta $177,990, Panola $188,990 Providence: Verona $159,990, Sage $168,990, Primrose $178,990, Bluewood $186,990, Palermo $189,990, Magnolia $199,990, Genova $202,990 Providence Solar: Verona $169,990, Sage $178,990, Primrose $188,990, Bluewood $196,990, Palermo $199,990, Magnolia $209,990, Genova $212,990 *Purchase Price Table Community Floor plan Purchase Price Tax Rate Ridge Creek Chaparral $217,990 2.1494 Cimarron $225,990 Elderberry $232,990 Kirby $229,990 Kirby II $251,990 Palestine $249,990 Fiesta $259,990 Marshal $273,990 Rolling Meadows Anderson $150,990 2.7901 Stevens $165,990 Karnes $162,990 Nolan $170,990 Delta $177,990 Panola $188,990 Indian Springs 55's Anderson $179,990 2.1657 Brewster $187,990 Karnes $192,990 Rosa Lee $198,990 Nolan $203,990 Panola $214,990 Bonnie $231,990 Indian Springs 65's Anderson $201,990 2.1657 Brewster $209,990 Karnes $214,990 Rosa Lee $220,990 Nolan $225,990 Panola $236,990 Bonnie $253,990 Ridge @ Canyon Springs Kirby $229,990 2.1986 Alamo $237,990 Kirby II $247,990 Palestine $242,990 Fiesta $245,990 Lavaca $241,990 Marshal $262,990 Coleridge $268,990 Canyons @ Stone Oak Palestine $257,990 2.1986 Fiesta $260,990 Marshal $282,990 Coleridge $288,990 Blackstone $321,990 Stonewall $309,990 Austin $325,990 Champions Manor Indigo $139,990 2.2214 Verona $139,990 Sage $146,990 Napoli $147,990 Primrose $155,990 Venice $158,990 Bluewood $162,990 Genova $170,990 Champions Park Indigo $134,990 2.2214 Verona $134,990 Sage $141,990 Napoli $142,990 Primrose $150,990 Venice $153,990 Bluewood $157,990 Genova $165,990 Loma Bella Hartley II $116,990 2.6926 Kleburg II $119,990 Milano $122,990 Verona $127,990 Napoli $139,990 Torino $138,990 Venice $150,990 Palermo $155,990 Genova $162,990 MacArthur Park Verona $138,900 2.7498 Napoli $150,900 Torino $150,900 Cimarron $160,900 Venice $160,900 Palermo $163,900 Genova $170,900 Sutton $180,900 Rolling Creek Anderson $138,990 2.7498 Karnes $153,990 Palermo $157,990 Delta $161,990 Panola $169,990 Sutton $175,990 Providence Verona $159,990 2.7 Sage $168,990 Primrose $178,990 Bluewood $186,990 Palermo $189,990 Magnolia $199,990 Genova $202,990 Providence SOLAR Verona $169,990 2.7 Sage $178,990 Primrose $188,990 Bluewood $196,990 Palermo $199,990 Magnolia $209,990 Genova $212,990 Cibolo Vista Maple $172,990 2.2488 Chaparral $175,990 Candlewood $184,990 Greenbriar $192,990 Delta $192,990 Lantana $201,990 Panola $201,990 Sutton $209,990 "Pictures, photographs and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other design features and amenities that are not included as part of the home and/or may not be available in all communities." Floorplans: Floorplan rendering is an artist's conceptual rendering intended to provide a general overview. It does not constitute actual plans and specifications for any home and may depict elevations, options, upgrades, features, and amenities that are not included as part of the home and/or may not be available for all lots and/or in all communities. The floorplan rendering may not be drawn to scale. Any dimensions on the floorplan rendering are approximate and actual dimensions may vary. Plans and specifications are subject to change without notice. Homes may be constructed with a floorplan that is the reverse of the floorplan rendering. Plans are copyrighted and/or otherwise subject to intellectual property rights of Meritage and/or others and cannot be reproduced or copied without Meritage's prior written consent.

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Plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation.