Terms & Conditions

Limits apply; see sales counselor for details. Promotion and all incentives available solely in connection with a purchase agreement entered into by buyer and accepted by Meritage Homes on select quick move-in homes in Meritage Homes’ Southern California area Stratus and Cielo communities (see a Meritage sales counselor for information about qualifying homes) that meet all the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes between November 1, 2025 – November 30, 2025, which closes on or before December 23, 2025, and; (b) the purchase of the home is financed using a 30-year, conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender (MTH Mortgage) for the home purchase to participate in the program to receive the rate buy down; and (c) Interest Rates as low as a 4.99% (5.75% APR) fixed rate is based on a home price of $600,000.00 / 640 credit score – 96.5% LTV. Specific interest rate as of November 1, 2025. Interest rates are subject to change. Not a commitment to lend - lending programs may not be available to all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes at Stratus and Cielo located in the Southern California area that are entered into by buyer and accepted by Meritage Homes between November 1, 2025 – November 30, 2025. The promotion is in the form of $15,000 in incentives to use towards closing costs (e.g., title policy, escrow agent fees and costs, and loan origination fees) or pre-paid HOA dues. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by any such restrictions. Further, promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions [meritagehomes.com] for information and disclaimers and associated claims. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. Limitations may apply. See sales associate for details. Meritage ®, Meritage Homes®, Meritage Active Adult, Monterey Homes, Setting the standard for energy-efficient homes®, and Life.Built.Better.® are trademarks of Meritage Homes Corporation. ©2025 Meritage Homes Corporation. All rights reserved. CA BRE License #01243526