Terms & Conditions

Terms and Conditions Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in participating Meritage Homes communities in the San Antonio area that are entered into by buyer and accepted by Meritage Homes between November 1, 2025 – November 30, 2025 and can close by December 31, 2025. Must have credit score of at least 640. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes canceled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto.  Promotions are subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotions void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Homes purchased between the aforementioned dates will be eligible to receive: 1. Rate 4.5% 30 year fixed + $10,000 toward closing costs The purchase of the home must be financed using a 30-year, conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; Buyer uses Meritage preferred lender and title company, Buyer will receive Interest Rates as low as a 4.5% 30-year fixed rate based on home price of $400,000.00 / 640 credit score – 80% LTV – 4.5% (5.506% APR FHA, 4.813% APR VA, 4.847% APR CONV.) rate-lock of the qualifying mortgage, may vary, based on state of completion of home and other factors). Interest rate lock and amount available only for homes whose purchase is financed using a 30-year conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage – must obtain a qualifying loan from MTH Mortgage to finance the home purchase in order to participate in the program. Interest rates are subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. The $10,000 toward closing costs promotion is in the form of a credit equal and applicable to customary closing costs (title policy, escrow agent fees and costs, and loan origination fees), only available with promotion towards a 30-year conventional loan, VA, FHA, or Conventional owner-occupied loan program available only if buyer obtains a mortgage loan through MTH Mortgage, LLC. Closing cost money cannot be used to buy down the rate further with this rate structure. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, Meritage Homes will not provide the pre-paid interest and loan origination fees promotion. In no event may the closing costs credit exceed 3% if the base price of the home, and any portion of the credit that is unused on valid closing costs for any reason will be forfeited. 2. Agent Bonus Bonus commission promotion of $5,000 on top of the standard 3% (calculated in the same manner as standard commission) is valid only in connection with new home purchase agreements for select, quick-move-in homes in the San Antonio area, that are entered into by buyer and accepted by Meritage Homes between now and November 30, 2025 and for which the closing occurs on or prior to December 31, 2025. Applicable promotion(s) must be mentioned at time of contract and no promotion is valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Promotion applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Promotion is subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by any such restrictions. Further, each promotion is void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change any or all of the promotions at any time, without prior notice or obligation. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, pool/spa, furnishings, appliances, and designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions [meritagehomes.com] for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. 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