Terms & Conditions

Rate-lock program available only in connection with the purchase of select Northern California area quick-move in homes (see a Meritage sales counselor for information about qualifying homes), that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes between February 23, 2026 and March 15, 2026, and closes on or before April 30, 2026; (b) Rate-lock programs and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes communities through the Northern California Area between February 23, 2026 and March 15, 2026, which closes on or before April 30, 2026; (b) the purchase of the home is financed using a 30-year, conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage (must obtain a qualifying loan from MTH Mortgage to finance the home purchase in order to participate in the program); and(c) if Buyer uses Meritage preferred lender and title company, Buyer may receive interest rates as low as 3.99% (4.739% APR) in the first five years. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate lock may vary, based on stage of completion of home and other factors. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Not a commitment to lend - lending programs may not be available for all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion available only if Buyer finances using a 30-year conforming conventional, VA, or FHA, owner occupied mortgage loan through Meritage Homes’ preferred lender and uses a Meritage Homes preferred Closing Agent. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in any such event, the promotion(s) and/or incentives offered herein shall not apply. Term of rate lock may vary, based on stage of completion of home and other factors. Ability to update the interest rate of the applicable loan is subject to the terms and conditions of the rate-lock program provided by MTH Mortgage. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Ability to update the interest rate of the applicable loan is subject to the terms and conditions of the rate-lock program provided by MTH Mortgage. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home (including any lot/unit premium) and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home (including any lot/unit premium). In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Not a commitment to lend - lending programs may not be available to all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Closing cost assistance availability and amount may vary and may not be available for all purchase transactions. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Promotion subject to any applicable governmental and lender restrictions and will be reduced or withdrawn to the extent required by any such restrictions. Further, promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change the promotion at any time, without prior notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes® and setting the standard for energy-efficient homes® are registered trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved. CA BRE License #01243526.