Common questions asked by our homebuyers.

Have a Question? You might find your answer below. If you still have a question, ask us anytime by clicking here.
If you have questions specifically about your home warranty, click here.

Glossary Q & A

  • Do I need a real estate agent to buy a new home?

    It isn't necessary to have an agent. Our sales professionals are extremely knowledgeable about our homes and communities, financing, and the entire home-buying process. However, we welcome real estate professionals and are happy to work with them to find your dream home. If you are currently working with an agent or choose to do so, he or she must accompany you on your first visit to a Meritage community in order to register your agent/client relationship.

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  • Should I "pre-qualify" before I begin visiting Meritage communities to look at homes?

    It's not required, but it's very helpful. Pre-qualifying is a great way to determine just how much home you can comfortably afford. Our online sales consultants can direct you to a Meritage preferred lender who can help you pre-qualify. Then, they'll help you find the homes and communities that will best fit your needs.

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  • What is the benefit of using a "Preferred Lender"?

    Our preferred lenders are familiar with our communities, sales staff, policies, and requirements. This allows for quick and accurate answers to your questions, while keeping you up-to-date and providing a faster, less complicated loan process. Using a preferred lender can save you money, too. Not only do they offer a full range of financing, competitive rates, and expert mortgage counseling, but we often extend special incentives to buyers who secure their loan with one of our preferred lenders. Our community sales managers can put you in touch with our preferred lenders in your specific market area.

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  • What is the advantage of buying a new home? Aren't old homes built better?

    New homes have distinct advantages over pre-owned homes. Because of today's advanced technology, building materials are frequently more durable and more effective in meeting special needs. For example, materials used to improve energy efficiency didn't even exist just 20-30 years ago. Plus, new homes offer more options for personalization, never-used mechanical systems such as your HVAC and appliances, and of course, that brand new look and feel. Pre-owned homes just don't compare.

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  • Isn't it less expensive to rent than to buy?

    There are many advantages to owning your home instead of renting. We suggest you refer to the discussion of "Owning vs. Renting" on our "Why Buy Meritage?" page. The truth is that rent amounts have been increasing more than home prices over the last few years. And with low interest rates paired with very affordable prices on homes, the cost of ownership is very attractive today. In fact, in recent years, the overall affordability of homes has been at its highest point since the 1940s. Our online sales consultants are always happy to help answer questions regarding home plans and pricing that can fit within your budget.

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  • Does Meritage offer a home warranty?

    Yes, all the homes we build are covered by our New Home Warranty and Protection Plan. We build our homes with quality products and follow industry-accepted building practices. Plus, we have a comprehensive Quality Assurance Program to ensure our homes meet our high standards. All this, and warranty coverage, is designed to give you complete confidence when you purchase a home with us.

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  • Will you build a home on my lot, or can I just buy a set of your house plans?

    Meritage takes great pride in our homes and communities. We design our homes and follow construction best practices that result in great homes at a good value. Likewise, we choose communities carefully to be able to provide conveniences and amenities that will enhance quality of life. With all this in mind, we protect the value and lifestyle of our homes by only building in our selected communities and not releasing our home designs to others.

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