Homebuying 101

Use our Homebuying 101 guide to help you with everything from the moment you conduct your initial search to the day you move in.

Just the facts
Go in as prepared as possible.

The better prepared you are, the smoother the entire process will go.

Do a little bit of research.

Take the time to figure out what you want before you start looking.

Do what’s best for you.

You’re going to receive lots of advice—only you can decide what’s best for you.

Homebuying 101 guide

Use our Homebuying 101 guide to help you from the moment you start the search to the day you move in. 

Buying a house checklist

Your step-by-step checklist to guide you through the major homebuying milestones. Use these steps to prepare before jumping in.

Read chapter 1

Buying vs. renting a home

Buying a new home is one of life's most exciting moments. But if you're still on the fence about whether or not buying is right for you, this chapter will help you evaluate the decision.

Read chapter 2

Get prepared to apply for a mortgage

There can be a surprising amount of paperwork required to obtain a home loan. The better prepared you are with the documentation your lender needs, the faster and smoother the process will go. Get ready with our sample home mortgage documentation checklist.

Read chapter 3

Designing your home

Your home is a reflection of you. Now that you've selected the right one, it's time to make it truly yours. Get helpful tips and how-to advice on designing and decorating your home.

Read chapter 4

Homebuilding process timeline

Now that you’ve found your perfect home, it’s time to bring it to life. See what building a new home typically involves, and discover what you can expect at every phase in the construction process.

Read chapter 5

The closing process

Closing is the final step in the homebuying process. All that's left to do is sign the papers and hand over the down payment. Use our guide to better understand exactly what you need to bring to your closing appointment in order to get the keys to your new home.

Read chapter 6

Moving guide

Now that the homebuying process is complete, you can move into your brand-new home. Before you start packing, consult our step-by-step checklist that covers key steps in the moving process, so you can make it as stress-free as possible.

Read chapter 7

Pictures and other images are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, furnishings, appliances, and designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. All estimates and claims related to energy savings/performance are created exclusively by third party suppliers, rating services, utility companies, and/or certified auditors, based on DOE methodology and average energy use and scores. Actual energy savings/performance of any home or any of its features may vary widely, depending in part on location, occupant behavior and changes in energy provider rates and programs. Home, pricing, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. Meritage Homes®, Meritage Active Adult, and Monterey Homes are trademarks of Meritage Homes Corporation. 

The foregoing information is provided solely for general information purposes and is not intended in any way as financial, securities, insurance, tax, or legal advice or services. Each potential homebuyer may have unique financial and other considerations that may be important to any home buying, financing or related decision. Accordingly, Meritage does not assume any duty or liability in providing the foregoing information and expressly disclaims all representations and warranties of any kind, either express or implied, with respect to such information. Potential homebuyers that desire additional information or guidance tailored to their specific situation should contact a relevant professional. Location information obtained from public sources and believed to be correct, but Meritage makes no representation or warranty with respect thereto.