National Sales Event Disclaimers

Division Promotion Disclaimers

Alabama

Huntsville

Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, specialty light fixtures, custom paint and wall coverings, window treatments (such as shutters, drapes, etc.), landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Home and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Setting the standard for energy-efficient homes ® and Life. Built. Better.® are registered trademark of Meritage Homes Corporation. © 2026 Meritage Homes Corporation. All rights reserved.

Coastal AL

Up to $25,000 in savings based on standard price for home with included options prior to promotion reduction and does not constitute at guaranty or representation of value. Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the Gulf Coast area that are entered into by buyer and accepted by Meritage Homes between August 1, 2026, and August 16, 2026. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, pool/spa, furnishings, appliances, and designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Arizona

Phoenix

Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that are entered into by buyer and accepted by Meritage Homes between August 1st, 2026 and August 16th, 2026. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which you buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. You Buyer should contact a lender of your buyer’s choosing for information, terms, and conditions specific to your buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Tucson

Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the Tucson, Arizona area that are entered into by buyer and accepted by Meritage Homes between July 21, 2026 – August 16, 2026, and which closes on or before September 16, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether buyer uses Meritage’s preferred lender and title company), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes communities through the Tucson, Arizona Area between July 21, 2026 – August 16, 2026, and which closes on or before September 16, 2026 and (b) the purchase of the home is financed using a 30-year, VA, or FHA, owner-occupied loan program offered by MTH Mortgage. Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down and closing cost assistance; and(c) If Buyer uses Meritage preferred lender and title company, Buyer may receive interest rates as low as 4.75% 30-yr fixed (APR 4.965%). (c) If Buyer uses Meritage preferred lender and title company, Buyer may receive interest rates as low as 3.75% for Year 1 of a 30-yr fixed, and 4.75% for Years 2-30 of a 30-yr fixed (d) Low monthly payment (Conv purchase with 20% down, .8% factor for Property Tax, .2% factor for Hazard Insurance and standard conventional MIP (f) Rate promotion as described herein applicable on select quick move-in homes across the Tucson metro. Term of rate lock may vary, based on stage of completion of home and other factors. Ability to update the interest rate of the applicable loan is subject to the terms and conditions of the rate-lock program provided by MTH Mortgage. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Ability to update the interest rate of the applicable loan is subject to the terms and conditions of the rate-lock program provided by MTH Mortgage.(d) If Buyer uses Meritage preferred lender and title company. Not a commitment to lend - lending programs may not be available for all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion available only if Buyer finances using a 30-year conforming, VA, or FHA, owner occupied mortgage loan through Meritage Homes’ preferred lender and uses a Meritage Homes preferred Closing Agent. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, buyer must pay full price for the closing costs, move-in package, and/or Flex Options selected. In no event may the credit exceed 3% of the base price of the home (including any lot premium), and any portion of the credit that is unused for any reason will be forfeited. Savings amount may vary, is in the form of a discounted sale price, and is based on standard price for home with included options prior to promotion reduction and does not constitute a guaranty or representation of value. Savings is applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Closing cost incentive availability and amount may vary and may not be available for all purchase transactions. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers and associated claims. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Setting the standard for energy-efficient homes®, Life. Built. Better.® and M.ConnectedHomeTM are trademarks of Meritage Homes Corporation. ©2025 Meritage Homes Corporation. All rights reserved. AZ ROC Lic # B-166223.

California

Bay Area

Limits apply; see sales counselor for details. Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes for primary owner purchases only in Meritage Homes communities in California that are entered into by buyer and accepted by Meritage Homes between August 1 and August 16, 2026. Promotion shall be void and will not be honored if the home does not close on or prior to September 30, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Promotion subject to any applicable governmental and lender restrictions and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes communities through California between August 1 and August 16, 2026 (b) the home purchase closes in accordance with the terms thereof. (c)*If Buyer uses Meritage preferred lender and title company, Buyer may receive a fixed interest rate of 4.99% (5.097% APR) on the government loan on select homes OR lowest available pricing on select homes (d) Rate promotion as described herein applicable on select quick move-in homes across California. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage Other rate promotions available for select quick move-in homes across California. Not a commitment to lend - lending programs may not be available for all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, Meritage Homes will not provide the pre-paid interest and loan origination fees promotion. In no event may the closing costs credit exceed 3% if the base price of the home, and any portion of the credit that is unused on valid closing costs for any reason will be forfeited. Savings amount may vary, is in the form of a discounted sale price, and is based on standard price for home with included options prior to promotion reduction and does not constitute a guaranty or representation of value. Savings is applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Closing cost incentive availability and amount may vary and may not be available for all purchase transactions. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers and associated claims. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Setting the standard for energy-efficient homes®, Life. Built. Better.® and M.Connected HomeTM are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved. CA BRE License #01243526.

Sacramento

Southern CA

Colorado

Denver

Limits apply; see sales counselor for details. Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes for primary owner purchases only in Meritage Homes communities in Colorado that are entered into by buyer and accepted by Meritage Homes between July 31 and August 16, 2026. Promotion shall be void and will not be honored if the home does not close on or prior to October 31st, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Promotion subject to any applicable governmental and lender restrictions and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes communities through the Colorado Area between July 22 and August 16, 2026 (b) the home purchase closes in accordance with the terms thereof. (c)*If Buyer uses Meritage preferred lender and title company, Buyer may receive a fixed interest rate of 4.5% (5.53% APR) on the government loan on select homes OR lowest available pricing on select homes (d) Rate promotion as described herein applicable on select quick move-in homes across Colorado. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage Other rate promotions available for select quick move-in homes across the Colorado area. Not a commitment to lend - lending programs may not be available for all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, Meritage Homes will not provide the pre-paid interest and loan origination fees promotion. In no event may the closing costs credit exceed 3% if the base price of the home, and any portion of the credit that is unused on valid closing costs for any reason will be forfeited. Savings amount may vary, is in the form of a discounted sale price, and is based on standard price for home with included options prior to promotion reduction and does not constitute a guaranty or representation of value. Savings is applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Closing cost incentive availability and amount may vary and may not be available for all purchase transactions. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers and associated claims. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Setting the standard for energy-efficient homes®, Life. Built. Better.® and M.Connected HomeTM are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Florida

Jacksonville

$60,000 savings based on standard price for home with included options prior to promotion reduction and does not constitute at guaranty or representation of value. Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the Jacksonville and Palm Coast area that are entered into by buyer and accepted by Meritage Homes between July 22 – August 16, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, pool/spa, furnishings, appliances, and designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Important terms and conditions apply. See sales counselor for a written copy of such terms and conditions. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved. #CGC1527677

Orlando

Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that are entered into by buyer and accepted by Meritage Homes between July 22, 2026 and August 16th, 2026. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Buyer should contact a lender of buyer’s choosing for information, terms, and conditions specific to buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.#CGC1527677

Palm Coast

South Florida

Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the South Florida area that are entered into by buyer and accepted by Meritage Homes between July 22, 2026 and August 16, 2026 and closes by September 15, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes® and Setting the standard for energy-efficient homes® are registered trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved. #CGC1527677

Tampa

Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that are entered into by buyer and accepted by Meritage Homes between July 24, 2026 and August 16, 2026. Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Buyer should contact a lender of buyer’s choosing for information, terms, and conditions specific to buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved. #CGC1527677

Georgia

Atlanta

Mississippi

Coastal MS

North Carolina

Charlotte

Up to $31,000 in savings based on standard price for home with included options prior to promotion reduction and does not constitute at guaranty or representation of value. Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the Charlotte area that are entered into by buyer and accepted by Meritage Homes between August 1, 2026 – August 16, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, pool/spa, furnishings, appliances, and designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details.] Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Raleigh

The estimated monthly payment information is provided for purposes of illustration only and contingent upon Buyer obtaining a mortgage loan through MTH Mortgage, LLC and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. The estimated monthly payment would be around $1,366 ($275,000 purchase price) for the first 5 years. Estimated monthly payment assumes FHA ﬁnancing, with 3.5% down payment, 640 credit score, and a 4.75% (5.946% APR) 5/1 ARM for the first 5 years. Estimated monthly payment excludes HOA fees, PMI, and property tax. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which you elect to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Rate-lock program and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes between August 1, 2026 and August 16, 2026; (b) the purchase of the home is financed using a 30-year FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; and (c) if Buyer uses Meritage preferred lender and title company, Buyer may receive (a) rates starting as low as a 4.75% (5.946% APR) 5/1 ARM and (b) up to $5,000 in closing cost credit. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock of the qualifying mortgage, may vary, based on state of completion of home and other factors. Interest rate lock and amount available only for homes whose purchase is financed using a 30-year FHA, owner-occupied loan program offered by MTH Mortgage – must obtain a qualifying loan from MTH Mortgage to finance the home purchase in order to participate in the program. Specific interest rate as of July 16, 2026. Based on a purchase price of $400,000 using an FHA 30-year loan with a 3.5% down payment and 640+ FICO score. Interest rates are subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Ability to update the interest rate of the applicable loan is subject to the terms and conditions of the rate-lock program provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Not a commitment to lend - lending programs may not be available to all buyers/homes and are subject to change and the conditions and requirements of buyer’s lender. See Sales Counselor for details. Interest rates subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Ability to update the interest rate of the applicable loan is subject to the terms and conditions of the rate-lock program provided by MTH Mortgage. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home (including any lot/unit premium) and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home (including any lot/unit premium). In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Not a commitment to lend - lending programs may not be available to all buyers /homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Closing cost assistance availability and amount may vary and may not be available for all purchase transactions. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Promotion is applicable solely upon closing and buyer's compliance with all terms and conditions of qualifying contract. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by any such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, pool/spa, furnishings, appliances, and designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. Meritage may offer your agent the opportunity to receive a bonus if you purchase a home in this community, subject to your agreement. This incentive does not impact the listed purchase price or loan terms. Please speak with your agent if you have questions. Meritage Homes®, Setting the standard for energy-efficient homes® and Life. Built. Better.® are registered trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

South Carolina

Charleston

Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the Charleston area that are entered into by buyer and accepted by Meritage Homes between July 22, 2026 and August 16, 2026 and closes by September 15, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes® and Setting the standard for energy-efficient homes® are registered trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Greenville

Rate-lock program and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes in select communities in the Greenville Area between July 31, 2026 - August 16, 2026, which closes on or before September 15, 2026; and (b) the purchase of the home is financed using a 30-year, conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; and (c) if Buyer uses Meritage preferred lender and title company, Buyer will receive (a) Interest Rates as low as a 3.99% 5-year fixed rate (5/1 ARM) based on home price of $380,000 / 780 credit score – 95% LTV 5/1 FHA ARM - 3.99% (5.621% APR) OR (b) Interest rates as low as 4.99% fixed rate (5.752% APR) based on home price of $380,000/ 780 credit score - 95% LTV. Interest rates are subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Not a commitment to lend - lending programs may not be available to all buyers/homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions [meritagehomes.com] [meritagehomes.com] for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage ®, Meritage Homes®, Meritage Active Adult, Monterey Homes, Setting the standard for energy-efficient homes®, and Life.Built.Better.® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Myrtle Beach

Promotion incentive valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities in the Myrtle Beach area that are entered into by buyer and accepted by Meritage Homes between July 22, 2026 and August 16, 2026 and closes by September 15, 2026. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes® and Setting the standard for energy-efficient homes® are registered trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Tennessee

Nashville

Rate-lock program and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes in select communities in the Nashville Area between July 22, 2026 - August 16, 2026, which closes on or before September 29, 2026; and (b) the purchase of the home is financed using a 30-year, conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; and (c) if Buyer uses Meritage preferred lender and title company, Buyer will receive (a) Interest Rates as low as a 3.99% 5-year fixed rate (5/1 ARM) based on home price of $380,000 / 780 credit score – 95% LTV 5/1 FHA ARM - 3.99% (5.183% APR) OR (b) Interest rates as low as 4.99% fixed rate (5.732% APR) based on home price of $380,000/ 780 credit score - 95% LTV. Interest rates are subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage. Term of rate-lock may vary, based on stage of completion of home and other factors. Not a commitment to lend - lending programs may not be available to all buyers/homes and are subject to change and the conditions and requirements of buyer’s lender. Any financing arrangement, including, without limitation, the rate-lock program, shall be solely between buyer and buyer’s lender, and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions [meritagehomes.com] [meritagehomes.com] for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage ®, Meritage Homes®, Meritage Active Adult, Monterey Homes, Setting the standard for energy-efficient homes®, and Life.Built.Better.® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Texas

Austin

Limits apply; see sales counselor for details. Rate-lock program and all incentives available solely in connection with full-price new home purchase agreements for select homes in participating Meritage Homes communities in the Austin, Texas area (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications:
(a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes in select communities in the Austin area between August 1, 2026, and August 16, 2026, close within five (5) days of the homes being completed OR within 45 days from the time of purchase, but in either event, no later than September 30, 2026; and
(b) the purchase of the home is financed using a 30-year, conforming VA or FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; and
(c) if Buyer uses Meritage preferred lender and title company, Buyer may receive interest rates as low as 3.99% (4.734% APR) 5-year fixed rate (5/1 ARM) based on home price of $400,000.00 – 640 credit score – Loan to Value 96.5% FHA, 100% VA, – 3.99% (4.734% APR FHA, 4.063% VA). Term 3.99% (4.734% APR FHA, 4.063% VA) rate-lock of the qualifying mortgage, may vary, based on state of completion of home and other factors).
Interest rates are subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage.
Closing Costs promotion is in the form of a credit equal and applicable to customary closing costs (title policy, escrow agent fees and costs, and loan origination fees) whose purchase is towards a 30-year conventional loan, VA, or FHA, owner-occupied loan program available only if buyer obtains a mortgage loan through MTH Mortgage, LLC. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, Meritage Homes will not provide the pre-paid interest and loan origination fees promotion. In no event may the closing costs credit exceed 3% if the base price of the home, and any portion of the credit that is unused on valid closing costs for any reason will be forfeited. Savings amount may vary, is in the form of a discounted sale price, and is based on standard price for home with included options prior to promotion reduction and does not constitute a guaranty or representation of value. Savings is applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Closing cost incentive availability and amount may vary and may not be available for all purchase transactions. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. Closing cost cap is up to 3% based off a qualified buyer with a 10% down payment on a loan amount of $350,000. In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation.
Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program.
Promotion cannot be combined with any other promotion or incentive. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Visit www.meritagehomes.com/featuredescriptions [meritagehomes.com] for information and disclaimers and associated claims Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage ®, Meritage Homes®, Meritage Active Adult, Monterey Homes, Setting the standard for energy-efficient homes®, and Life.Built.Better.® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Dallas/Ft.Worth

Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that (a) are entered into by buyer and accepted by Meritage Homes between August 1, 2026 and August 16, 2026, and (b) close on or before October 16, 2026. Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Rate-lock programs and all incentives available solely in connection with the purchase on select quick move-in homes (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications: (a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes communities through the Dallas/Ft. Worth Area between August 1, 2026 – August 16, 2026, which closes on or before 60 days from date of contract; (b) the purchase of the home is financed using a 30-year, conforming conventional, VA, or FHA, owner-occupied loan program offered by MTH Mortgage. Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; and (c) if Buyer uses Meritage preferred lender and title company, Buyer may receive a 30-year fixed interest rates as low as 4.99% (5.092% APR). Based on a purchase price of $300,000 using a FHA 30-year fixed loan with a 3.5% down payment and 640+ FICO score. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Buyer should contact a lender of buyer’s choosing for information, terms, and conditions specific to buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Houston

Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that (a) are entered into by buyer and accepted by Meritage Homes between August 1, 2026 and August 16, 2026, and (b) close within sixty (60) days after entering into the contract for such home. Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Buyer should contact a lender of buyer’s choosing for information, terms, and conditions specific to buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

San Antonio

Terms and Conditions

The Agents Rock Rewards Program and any associated details can be found at http://www.meritagehomes.com/agent. Broker will earn up to a $3,000 BTSA on full price new home purchase agreements entered into between July 25, 2026, and August 16, 2026 on select quick move-in homes in the San Antonio area. Bonus commissions are calculated in the same manner as standard commissions and apply only to contracts accepted by Meritage Homes that close within five (5) days of home completion or within forty five (45) days of purchase—whichever comes first—but no later than September 30, 2026. See a Meritage sales counselor for information about qualifying homes. Must be a licensed real estate agent/broker in the State of Texas to receive bonus and any other commission. Limits apply; see sales counselor for details. Rate-lock program and all incentives available solely in connection with full-price new home purchase agreements for select homes in participating Meritage Homes communities in the San Antonio, Texas area (see a Meritage sales counselor for information about qualifying homes) that meet all of the following qualifications:

(a) the new home purchase agreement for such home is entered into by buyer and accepted by Meritage Homes in select communities in the San Antonio area between July 25, 2026, and August 16, 2026, close within five (5) days of the homes being completed OR within 45 days from the time of purchase, but in either event, no later than September 30, 2026; and

(b) the purchase of the home is financed using a 30-year, conforming FHA, owner-occupied loan program offered by MTH Mortgage; Buyer must use preferred lender and title company (MTH Mortgage and Carefree Title) for the home purchase to participate in the program to receive the rate buy down; and

(c) if Buyer uses Meritage preferred lender and title company, Buyer may receive interest rates as low as 3.99% (4.734% APR) 5-year fixed rate (5/1 ARM) based on home price of $400,000.00 – 640 credit score – Loan to Value 96.5% FHA, 100% VA, – 3.99% (4.734% APR). Term 3.99% (4.734% APR) rate-lock of the qualifying mortgage, may vary, based on state of completion of home and other factors).

Interest rates are subject to change except to the extent locked pursuant to the rate-lock terms and conditions provided by MTH Mortgage.

The $10,000 toward closing costs promotion is in the form of a credit equal and applicable to customary closing costs (title policy, escrow agent fees and costs, and loan origination fees) whose purchase is towards a 30-year FHA, owner-occupied loan program available only if buyer obtains a mortgage loan through MTH Mortgage, LLC. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, Meritage Homes will not provide the pre-paid interest and loan origination fees promotion. In no event may the closing costs credit exceed 3% if the base price of the home, and any portion of the credit that is unused on valid closing costs for any reason will be forfeited. Savings amount may vary, is in the form of a discounted sale price, and is based on standard price for home with included options prior to promotion reduction and does not constitute a guaranty or representation of value. Savings is applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract.

Closing cost incentive availability and amount may vary and may not be available for all purchase transactions. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. Closing cost cap is up to 3% based off a qualified buyer with a 10% down payment on a loan amount of $350,000. In such event, buyer may still be able to take advantage of certain loan programs offered by MTH Mortgage, but buyer would be solely responsible for the costs associated with such program. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation.

Applicable promotion(s) must be mentioned at time of contract and no promotion is valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Promotion applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Promotion cannot be combined with any other promotion or incentive. Promotion is subject to any applicable governmental and lender restrictions and will be reduced or withdrawn to the extent required by any such restrictions. Further, each promotion is void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change any or all of the promotions at any time, without prior notice or obligation.

Meritage may offer your agent the opportunity to receive a bonus if you purchase a home in this community, subject to your agreement. This incentive does not impact the listed purchase price or loan terms. Please speak with your agent if you have questions.

Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments, landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other designer/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Home, pricing and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. Limitations may apply. See Meritage sales counselor for details of all incentives applicable to any specific home. Meritage Homes®, Setting the standard for energy-efficient homes®, and Life. Built. Better.® are registered trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Utah

Salt Lake City

Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that are entered into by buyer and accepted by Meritage Homes between July 22nd, 2026 and August 16th, 2026. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Buyer should contact a lender of buyer’s choosing for information, terms, and conditions specific to buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserve UT ROC Lic#13666103-CN00

National Sales Event Disclaimer

Savings based on standard price for home with included options prior to promotion reduction and does not constitute a guarantee or representation of value. Promotion valid only in connection with the new home purchase agreements for select quick move-in homes in Meritage Homes communities that are entered into by buyer and accepted by Meritage Homes between August 1st, 2026 and August 16th, 2026. Promotion not valid in all Meritage Homes communities; availability varies by community, home type, and inventory. Prospective buyers should consult with the applicable Meritage Homes sales counselor at the community of interest to confirm whether this promotion is available and to verify eligibility requirements. Promotion applies solely to the specific home and lot for which the buyer enters into a binding purchase agreement and does not extend to other homes, lots, or communities. Promotion not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Meritage Homes cancelled for any reason. Any references to estimated monthly payment are not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any buyer and/or transaction. Assumed terms may not be available for all or any buyers, property taxes and HOA fees are subject to change from time to time, and loan products, financing programs, purchase prices, interest rates, fees, payments, and offers may vary, are subject to change or cancellation at any time without notice, and are subject to the specific underwriting guidelines of the lender from which buyer elects to obtain financing, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Buyer should contact a lender of buyer’s choosing for information, terms, and conditions specific to buyer’s current situation. All promotion incentives applicable solely upon closing and buyer’s compliance with all terms and conditions of qualifying contract. Any financing arrangement shall be solely between buyer and buyer’s lender (whether or not buyer uses Meritage’s preferred lender), and in no event shall Meritage Homes have any responsibility, obligation, or liability with respect thereto. Promotion subject to any applicable governmental and lender restrictions, and will be reduced or withdrawn to the extent required by such restrictions. Promotion void where prohibited by law and shall be limited in all events to the specific terms set forth in the binding contract for the specific home. Meritage Homes reserves the right to cancel or change this promotion at any time, without prior notice or obligation. Promotion cannot be combined with any other promotion or incentive. Promotion must be mentioned at time of contract and is not valid on contract re-writes, transfers, or for buyers who have had a previous contract with a Meritage Homes entity cancelled for any reason. Visit http://www.meritagehomes.com/featuredescriptions for information and disclaimers about energy-efficient features and associated claims. Home, features, and community information is subject to change, and homes to prior sale, at any time without notice or obligation. Actual features and selected upgrades included in any home are limited in all events to the specific terms set forth in the contract for such home. Not an offer or solicitation to sell real property. Offers to sell real property may only be made and accepted at the sales center for individual Meritage Homes communities. See sales associate for details. Meritage Homes®, Life. Built. Better.®, and Setting the standard for energy-efficient homes ® are trademarks of Meritage Homes Corporation. ©2026 Meritage Homes Corporation. All rights reserved.

Division Promotion Disclaimers

Alabama

Huntsville

Coastal AL

Arizona

Phoenix

Tucson

California

Bay Area

Sacramento

Southern CA

Colorado

Denver

Florida

Jacksonville

Orlando

Palm Coast

South Florida

Tampa

Georgia

Atlanta

Mississippi

Coastal MS

North Carolina

Charlotte

Raleigh

South Carolina

Charleston

Greenville

Myrtle Beach

Tennessee

Nashville

Texas

Austin

Dallas/Ft.Worth

Houston

San Antonio

Utah

Salt Lake City

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